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What is my cumulative GPA from completed terms?

Enter each completed term (or your prior cumulative GPA as one row) with its credits and GPA. This combines them by credit weight; it never averages term GPAs as if every term carried the same number of credits.

Need your next decision? Semester GPA

How we calculated this

Each included row contributes its credits times its GPA as quality points; the total is divided by total included credits, the same credit-weighted method used for a single term's GPA. Using the example values above (30 credits at 3.2, plus 15 credits at 3.8), the total quality points are 96 plus 57, or 153, divided by 45 included credits, giving a cumulative GPA of 3.4.

A prior cumulative GPA already represents its own credits times its own GPA, so it drops into this same row shape directly: enter it as one row with its total credits and its GPA, exactly like a completed term, rather than trying to re-derive it from individual courses you no longer need to re-enter.

Limitations

This does not know which of your past courses your school actually counts toward cumulative GPA (repeats, transfer credit, and forgiveness policies all vary); enter credits and GPA figures that already reflect your school's own inclusion rules, or use the "Include" checkbox to test a scenario against a different rule.

Common mistakes

The most common error is averaging term GPAs directly, for example treating a 3.2 GPA over 30 credits and a 3.8 GPA over 15 credits as a simple (3.2+3.8)/2 = 3.5. That ignores the fact that the first term carries twice the credits of the second, so it should count twice as much; the correct credit-weighted answer here is 3.4, noticeably below the naive average, because the larger, lower-GPA term pulls the result down more than an unweighted average would suggest.

Frequently asked

Can I mix a prior cumulative row with individual term rows?
Yes; as long as the prior cumulative row's credits do not double-count credits already included in a term row you also entered, any combination of rows aggregates correctly.
Why is the result not just the average of my term GPAs?
Because terms rarely carry identical credit loads; a term with more credits should, and does, influence the cumulative result more than a lighter term, which a simple average of GPAs would not reflect.
What if I only have one term so far?
Then your cumulative GPA equals that term's GPA; enter it as the only row to confirm.
Does a repeated course get counted twice here?
Only if you enter its credits twice; if your school's repeat policy replaces the original grade instead of averaging both, make sure your term-level credits and GPA figures already reflect that replacement before entering them.

Next decision

To see how a specific new term's GPA is calculated first, see Semester GPA.

For why a cumulative GPA is never a simple average of term GPAs, read Why Credit-Weighted GPA Isn't a Simple Average.